One of the easiest things to do is to go back to your original car dealer (or even a different dealerfor the same make) and see if they can help you find a vehicle that is a better fit for your financial goals. A challenge you might have in this situation is that your car’s value may have depreciated since you purchased it. You … See more Depending on how well your car has held its value, you might be able to sell the car privately and pay off the current loan. You may even have money left over to make a down payment on a … See more If you are concerned about getting another loan, even if the payment is lower, another consideration is downgrading to a reliable, no-frills vehicle. Sell your current car and use the proceeds to pay off the loan. This allows you to … See more This is generally a last resort, in the event that you can’t downgrade your car. If it’s not possible or practical to downgrade your car, and you … See more In many cases, a more expensive car is also going to come with a higher auto insurance bill. As a result, if you downgrade, you might be able to save money on your car … See more
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